Calculate Your Benefits
Enter your details below for personalized 2026 estimates. Results update instantly. These are approximations—official amounts are determined by SSA/CMS.
Used for retirement age, SSI deeming, Medicare eligibility.
Wages, self-employment income.
Pensions, gifts, in-kind support, etc.
Bank accounts, stocks, etc. (excludes home, 1 car).
For SSDI/Retirement credit estimates.
Your Estimated 2026 Benefits
SSI (Federal): $0 / month
SSDI (if eligible): Estimate not available yet
Retirement at FRA: $0 / month
Medicare Part B Premium: N/A
These are rough estimates only — actual amounts determined by SSA/CMS. Use official tools for final figures.
Estimated Monthly Benefits
Chart max scale: $4,152 (2026 SSA high-earner retirement max at FRA).
Parent-to-Child Deeming Chart (2026)
| Household | Max Earned Income Before Full Offset | Max Unearned Income Before Full Offset |
|---|---|---|
| 1 Parent, 1 Child | ~$4,200 | ~$2,000 |
| 2 Parents, 1 Child | ~$5,200 | ~$2,500 |
| 1 Parent, 2 Children | ~$4,700 | ~$2,500 |
| 2 Parents, 2 Children | ~$5,700 | ~$3,000 |
Approximate income before SSI is fully reduced (excludes $20/$85 + half earnings).
How These Estimates Work
- SSI: Federal Benefit Rate ($943 individual / $1,415 couple) minus countable income. Deeming applies for children under 18.
- SSDI: Rough estimate based on years worked and average earnings (actual requires SSA record).
- Retirement: Very approximate PIA calculation (90/32/15 bend points) — real value from my Social Security.
- Medicare: Eligibility at 65 or after 24 months SSDI; standard Part B $185/month + possible IRMAA.
For accurate numbers, create a my Social Security account or contact SSA at 1-800-772-1213.